Self-Employed Programs
Self-Employed? We Understand Your Income.
Financing programs that use bank statements, tax returns, and business revenue — not just pay stubs.
Beyond the Pay Stub
Self-employed Canadians — freelancers, contractors, small business owners, and gig workers — often earn well but struggle with traditional financing because their income looks irregular on paper. Our partner lenders accept bank statements, Notice of Assessment (NOA), and business financials as proof of income.
Documentation Options
Bank Statements
3-6 months of business or personal account deposits.
Tax Returns
Recent T1 General and NOA from Canada Revenue Agency.
Business Revenue
GST/HST returns and profit-and-loss statements accepted.
Mixed Income
Programs for those with both employment and self-employment income.
Your Business Success Should Not Block Your Commute
Apply with the income documentation you actually have.
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