Newcomer Programs
New to Canada? Welcome — and Let Us Help You Drive.
Specialized programs for permanent residents, work permit holders, and new citizens.
Building Your Canadian Credit
Arriving in Canada with no local credit history is completely normal. You may have an excellent credit record in your home country, but Canadian lenders cannot access it. Newcomer programs use your immigration status, employment letter, down payment, and international references to assess your application.
Who Qualifies
Permanent Residents
Programs available shortly after landing in Canada.
Work Permit Holders
Valid work permits with stable employment accepted.
International Students
Some programs available with co-signer or larger down payment.
Foreign Credit Transfer
Select lenders consider international banking relationships.
Your Canadian Journey Deserves Reliable Transportation
Apply today and start building your Canadian credit history.
Get Started